1 thought on “How can there be 10,000 yuan in your hand to make it money to make money?”
Martin
Hello friends!
The financial management method of 10,000 yuan is still more. If you want to obtain a safe and stable income, you can make financial management, you can deposit banks, or you can buy government bonds. If you want to get higher returns, you can also invest in the stock market. Let's analyze.
The 10,000 yuan free money can be used for financial management, so if you want to use it, you can use it more conveniently. Now living wealth management products include Yu'ebao, banks' current financial management, as well as new types of deposit products for private banks.
The annual interest rate of Yu'ebao is relatively low, and the annualized yield of Yu'ebao is about 2.3%. Such an annual interest rate is indeed a bit low. Get 230 yuan in return, it is still a good income.
If it is a large bank's current wealth management product, such as ICBC's current wealth management products, starting from 10,000 yuan, the annual interest rate can reach about 3.3%, that is, the one -year current wealth management product of the ICBC, annual income You can get 330 yuan.
The private banks also have several new types of current deposit products. The annual interest rate is high, and the annual interest rate can reach 3.8%or even 4%.
The government bonds are the highest -level wealth management products and are very safe. The 3 -year annual interest rate can reach 4%, and the annual interest rate of 5 -year savings Treasury bonds can reach 4.27%.
It is still more convenient to buy government bonds now. You can go to the bank to buy government bonds at any time, or you can buy government bonds on online banks and mobile banks.
If you buy a 3 -year Treasury bond of 10,000 yuan, the annual interest rate is 4%, then you can get an average of 400 yuan per year.
The deposit interest rate has been liberalized, so the annual interest rate of regular deposits in various banks across the country is still different. Generally speaking, the annual interest rate of large bank deposits is low, and the annual interest rate of small and medium -sized banks is slightly higher, and the annual interest rate of private bank deposits is higher.
For now, the annual interest rate of large 3 -year regular deposits in large banks is 2.75%, while the annual interest rate of small and medium -sized banks can reach about 3.6%, and private banks 5 -year regular deposit year can be The interest rate can reach about 5%.
The private banks have a new 5 -year deposit, and the annual interest rate can reach 5.8%. If it is 10,000 yuan for five years, the interest can be obtained by 580 yuan each year.
It if the income you want to get is higher, you can also invest in the stock market for 10,000 yuan. At present, investing in the stock market must adhere to value investment and long -term holding. This may be able to reduce risks and get more stable benefits.
. There are more than 3,700 stocks in the stock market. You can adopt a method of value investment to choose stocks. Can get more stable benefits.
The investment in the stock market for 10,000 yuan, you can study the high -scoring stocks in the stock market. For example, the stock of the four major banks is now lower than the net assets, and the annual dividend rate is about 4.5%. Net assets can also appreciate about 10%.
. If the four major banks are held for more than 10 years for a long time, the annual yield is not less than 10%.
In summary, if there is 10,000 yuan in idle money, there are still many financial management methods, you can invest in current financial products, you can invest in government bonds, you can deposit regular deposits of banks, or you can invest in the stock market Essence You can study the above wealth management products according to your needs, and then you can make your own choice.
Thank you for reading!
Although there are not many funds of 10,000 yuan, small funds can be used. As the saying goes, there is a cloud. In the later period, the bigger focus of capital is to invest, but it is necessary to set up financial management concepts and familiarity with financial management channels in the early stage. In this way, when the capital becomes larger, it is already a financial management expert.
1. Banking regularly
For wealth management, the bank deposits should be familiar with at first. After all, the salary is in the card. Although 10,000 yuan does not reach the threshold of large deposit orders, the regular interest rate of ordinary banks is still good. It can get 200-300 yuan interest in one year for 10,000 yuan.
2. National debt
The national debt is the most secure financial product on the market. Investors' welcome, the yield will be a little higher than the regular deposit, and the threshold will be low at 100 yuan. The period is only three and five years. However The five -year period is 4.27%.
3. Stock
10,000 is relatively small. You can try it in the stock market, but it is recommended to buy some stable low -priced stocks. Large enterprises that are heard by enterprises or daily work are studying while stocks, but they must be prepared to lose money before entering the market. After all, no one can predict the trend of the market. Most of the first profit entering the market is the reason for luck.
4. Investment yourself
10,000 yuan can report a lot of courses to appreciate yourself. Investment is not just in the financial market. Increased income, only to have money to financial management, insist on investing in themselves, and obtaining income may be more than obtained in the financial market.
. Finally, no matter which channel is to financial management, you must pay attention to the risks behind. The behind high returns must be high risk. If someone tells you that high returns are safe, this person must be a liar, financial management management, financial management You can't just look at the income, the most important thing is to keep the capital.
. Although 10,000 yuan is small funds, it can be continuously accumulated. When funds that accumulate to a certain scale can be decentralized, put on different markets, minimize the risk and maximize the income. It is a little trick to give birth to money.
The investment in the hand in hand 1: Now the Internet era is also good to invest in the express delivery industry. Walking around, I don't want to pick away it in the store. It is too much trouble. It saves time and is convenient to get on the Internet. There are more packages every day. It is also good to invest in opening a store courier income.
2: Many people in the countryside like cheap things. It is also good to enter some 2 yuan to the rural market. choose.
3: Ten thousand idle money in your hand and high interest. If 10,000 are 3 yuan for a period of five years, you calculate it yourself, this method is too long.
10,000 yuan in financial management to cultivate financial habits. Therefore, it is not recommended that the subject is mainly based on the current period, although the fund currency returns are considerable.
three suggestions:
1. Bank regular deposits: 5000 half -year period, March 2000, develop good savings habits.
2.2000'ebao, wealth management. With the deposit, it is necessary to prepare from time to time, and the interest rate is not lower than regular deposits.
3. The remaining 1000 investment P2P (Lujin Institute, Yiren Loan, Micro Loan Network) or mixed funds to contact financial products in different fields.
10,000 yuan, in this period, it is not easy to make a big plan! If you really do n’t know how to invest in financial investment, it is recommended not to enter.
It can practice stalls. Now many cities have night market stalls, selling some clothes, daily necessities, small jewelry, snacks, these inputs are below 10,000 yuan.
The fresh fruit shops around the community are well -operated. You can do it with several friends. Sometimes it is really more powerful, but you can write the cooperation methods clearly. It's okay.
or more video platforms such as crowdfunding platforms, or on top of Douyin. As long as you have good creativity, you can sell products!
It look at the surroundings, there are still many projects with 10,000 yuan!
is now 2019. It is really difficult to reach the ideal wishes of money to grow money by 10,000 yuan. 10,000 yuan to put Yu'ebao a few cents a day. Be careful to put aside investment with financial risks. It is recommended to use the spare gold to prepare for the need
In fact, 10,000 are the most secure bank, there is no big risk, just get interest, so that you will have to income. You can buy some funds, you can buy the money in Alipay, so it is convenient, and the deposit is still, but the income is still limited. If you want to be higher High, you can also buy it in Alipay, but remind you that you can buy less, you can try it first, do not invest, let you have any room for yourself.
I do n’t recommend that you invest in the stock market. Although it has a high income, it is very risky. Maybe your 10,000 yuan will be gone. It can make you lose much. It is okay to put it in Alipay's wealth management. It can guarantee that you may not make too much or lose anything. This is directly proportional. It depends on how you grasp it yourself. Investment and wealth management guarantees the best income. Don't get yourself too deeply. It is best to do business with leisure money. This is a visible income.
The method of making 10,000 yuan of idle money. For example: regular deposits, government bonds, P2P, currency funds, fund fixed investment and other methods. The focus of the question is: What time is the landlord going to use this money?
For example: In order to use this money after one year, it is best to choose a regular deposit, insurance universal account, currency fund and P2P investment method; If you want to spend 10,000 yuan, you can invest in the fund's fixed investment and stock ~
It can consider cross -border e -commerce. Now the support of the policy, coupled with the saturation of domestic e -commerce, the direction of cross -border is still very. Good direction.
I. As a just graduated, after working for a while, I felt that this was not the life I wanted. I was looking for blindly. When I really found it, I also looked at the circle of friends of my classmates and learned about the direction of cross -border e -commerce. After understanding the advantages and development of Amazon, I entered the industry without hesitation. Without stocking, it is to collect information about domestic e-commerce to sell, increase the price of 5-10 times, and use software to pave the goods to complete the small goals of tens of thousands of monthly entry in school. To put it simply, Amazon supports natural traffic for new sellers, and then collects information from domestic collection to Amazon, earning foreign exchange differences.
Nowadays, after the store is stable, a single store can have more than 20,000 profits per month, which is a small goal of your own. If you are interested, you can privately.
of course, making investment is the best choice. But now it is impossible to find a wealth management of about 10%of the annual profit and safe and reliable financial management. In recent years, there have been many things for wealth management to step on thunder. Some people around me have more than money in their hands, and they basically do not engage in financial management. Either deposit banks, pure fixed period. Either invest in real estate or stock trading.
. The interest of deposit banks is too low. The stock market is not widening. The stock market is slow cow. Real estate is strictly controlled by the country. Various policies have nowhere to go. The foreign exchange market has its unique advantages. It is more and more popular with investors.
The foreign exchange is the fastest and the simplest investment. It is being accepted and understood by more and more people. Some investors can earn more than 100,000 from 30,000 within January.
The foreign exchange market is not only the world's largest financial market, but also has become the world's highest profit investment wealth management product. In mature financial markets such as Europe and the United States, at least one -third of each family invests in foreign exchange, and almost everyone in Japan is conducting foreign exchange transactions.
The investment master Bruce Kovner as an example. It has been engaged in foreign exchange transactions for more than ten years and has a surprising record. In 1978, the investment of $ 1,000 was handed over to its operation, and now it can be appreciated to hundreds of millions of dollars.
Now, whether it is the superior attributes of foreign exchange investment or orientation of domestic policies, we are telling us that it is a great time to invest in foreign exchange.
Hello friends!
The financial management method of 10,000 yuan is still more. If you want to obtain a safe and stable income, you can make financial management, you can deposit banks, or you can buy government bonds. If you want to get higher returns, you can also invest in the stock market. Let's analyze.
The 10,000 yuan free money can be used for financial management, so if you want to use it, you can use it more conveniently. Now living wealth management products include Yu'ebao, banks' current financial management, as well as new types of deposit products for private banks.
The annual interest rate of Yu'ebao is relatively low, and the annualized yield of Yu'ebao is about 2.3%. Such an annual interest rate is indeed a bit low. Get 230 yuan in return, it is still a good income.
If it is a large bank's current wealth management product, such as ICBC's current wealth management products, starting from 10,000 yuan, the annual interest rate can reach about 3.3%, that is, the one -year current wealth management product of the ICBC, annual income You can get 330 yuan.
The private banks also have several new types of current deposit products. The annual interest rate is high, and the annual interest rate can reach 3.8%or even 4%.
The government bonds are the highest -level wealth management products and are very safe. The 3 -year annual interest rate can reach 4%, and the annual interest rate of 5 -year savings Treasury bonds can reach 4.27%.
It is still more convenient to buy government bonds now. You can go to the bank to buy government bonds at any time, or you can buy government bonds on online banks and mobile banks.
If you buy a 3 -year Treasury bond of 10,000 yuan, the annual interest rate is 4%, then you can get an average of 400 yuan per year.
The deposit interest rate has been liberalized, so the annual interest rate of regular deposits in various banks across the country is still different. Generally speaking, the annual interest rate of large bank deposits is low, and the annual interest rate of small and medium -sized banks is slightly higher, and the annual interest rate of private bank deposits is higher.
For now, the annual interest rate of large 3 -year regular deposits in large banks is 2.75%, while the annual interest rate of small and medium -sized banks can reach about 3.6%, and private banks 5 -year regular deposit year can be The interest rate can reach about 5%.
The private banks have a new 5 -year deposit, and the annual interest rate can reach 5.8%. If it is 10,000 yuan for five years, the interest can be obtained by 580 yuan each year.
It if the income you want to get is higher, you can also invest in the stock market for 10,000 yuan. At present, investing in the stock market must adhere to value investment and long -term holding. This may be able to reduce risks and get more stable benefits.
. There are more than 3,700 stocks in the stock market. You can adopt a method of value investment to choose stocks. Can get more stable benefits.
The investment in the stock market for 10,000 yuan, you can study the high -scoring stocks in the stock market. For example, the stock of the four major banks is now lower than the net assets, and the annual dividend rate is about 4.5%. Net assets can also appreciate about 10%.
. If the four major banks are held for more than 10 years for a long time, the annual yield is not less than 10%.
In summary, if there is 10,000 yuan in idle money, there are still many financial management methods, you can invest in current financial products, you can invest in government bonds, you can deposit regular deposits of banks, or you can invest in the stock market Essence You can study the above wealth management products according to your needs, and then you can make your own choice.
Thank you for reading!
Although there are not many funds of 10,000 yuan, small funds can be used. As the saying goes, there is a cloud. In the later period, the bigger focus of capital is to invest, but it is necessary to set up financial management concepts and familiarity with financial management channels in the early stage. In this way, when the capital becomes larger, it is already a financial management expert.
1. Banking regularly
For wealth management, the bank deposits should be familiar with at first. After all, the salary is in the card. Although 10,000 yuan does not reach the threshold of large deposit orders, the regular interest rate of ordinary banks is still good. It can get 200-300 yuan interest in one year for 10,000 yuan.
2. National debt
The national debt is the most secure financial product on the market. Investors' welcome, the yield will be a little higher than the regular deposit, and the threshold will be low at 100 yuan. The period is only three and five years. However The five -year period is 4.27%.
3. Stock
10,000 is relatively small. You can try it in the stock market, but it is recommended to buy some stable low -priced stocks. Large enterprises that are heard by enterprises or daily work are studying while stocks, but they must be prepared to lose money before entering the market. After all, no one can predict the trend of the market. Most of the first profit entering the market is the reason for luck.
4. Investment yourself
10,000 yuan can report a lot of courses to appreciate yourself. Investment is not just in the financial market. Increased income, only to have money to financial management, insist on investing in themselves, and obtaining income may be more than obtained in the financial market.
. Finally, no matter which channel is to financial management, you must pay attention to the risks behind. The behind high returns must be high risk. If someone tells you that high returns are safe, this person must be a liar, financial management management, financial management You can't just look at the income, the most important thing is to keep the capital.
. Although 10,000 yuan is small funds, it can be continuously accumulated. When funds that accumulate to a certain scale can be decentralized, put on different markets, minimize the risk and maximize the income. It is a little trick to give birth to money.
The investment in the hand in hand 1: Now the Internet era is also good to invest in the express delivery industry. Walking around, I don't want to pick away it in the store. It is too much trouble. It saves time and is convenient to get on the Internet. There are more packages every day. It is also good to invest in opening a store courier income.
2: Many people in the countryside like cheap things. It is also good to enter some 2 yuan to the rural market. choose.
3: Ten thousand idle money in your hand and high interest. If 10,000 are 3 yuan for a period of five years, you calculate it yourself, this method is too long.
10,000 yuan in financial management to cultivate financial habits. Therefore, it is not recommended that the subject is mainly based on the current period, although the fund currency returns are considerable.
three suggestions:
1. Bank regular deposits: 5000 half -year period, March 2000, develop good savings habits.
2.2000'ebao, wealth management. With the deposit, it is necessary to prepare from time to time, and the interest rate is not lower than regular deposits.
3. The remaining 1000 investment P2P (Lujin Institute, Yiren Loan, Micro Loan Network) or mixed funds to contact financial products in different fields.
10,000 yuan, in this period, it is not easy to make a big plan! If you really do n’t know how to invest in financial investment, it is recommended not to enter.
It can practice stalls. Now many cities have night market stalls, selling some clothes, daily necessities, small jewelry, snacks, these inputs are below 10,000 yuan.
The fresh fruit shops around the community are well -operated. You can do it with several friends. Sometimes it is really more powerful, but you can write the cooperation methods clearly. It's okay.
or more video platforms such as crowdfunding platforms, or on top of Douyin. As long as you have good creativity, you can sell products!
It look at the surroundings, there are still many projects with 10,000 yuan!
is now 2019. It is really difficult to reach the ideal wishes of money to grow money by 10,000 yuan. 10,000 yuan to put Yu'ebao a few cents a day. Be careful to put aside investment with financial risks. It is recommended to use the spare gold to prepare for the need
In fact, 10,000 are the most secure bank, there is no big risk, just get interest, so that you will have to income. You can buy some funds, you can buy the money in Alipay, so it is convenient, and the deposit is still, but the income is still limited. If you want to be higher High, you can also buy it in Alipay, but remind you that you can buy less, you can try it first, do not invest, let you have any room for yourself.
I do n’t recommend that you invest in the stock market. Although it has a high income, it is very risky. Maybe your 10,000 yuan will be gone. It can make you lose much. It is okay to put it in Alipay's wealth management. It can guarantee that you may not make too much or lose anything. This is directly proportional. It depends on how you grasp it yourself. Investment and wealth management guarantees the best income. Don't get yourself too deeply. It is best to do business with leisure money. This is a visible income.
The method of making 10,000 yuan of idle money. For example: regular deposits, government bonds, P2P, currency funds, fund fixed investment and other methods. The focus of the question is: What time is the landlord going to use this money?
For example: In order to use this money after one year, it is best to choose a regular deposit, insurance universal account, currency fund and P2P investment method; If you want to spend 10,000 yuan, you can invest in the fund's fixed investment and stock ~
It can consider cross -border e -commerce. Now the support of the policy, coupled with the saturation of domestic e -commerce, the direction of cross -border is still very. Good direction.
I. As a just graduated, after working for a while, I felt that this was not the life I wanted. I was looking for blindly. When I really found it, I also looked at the circle of friends of my classmates and learned about the direction of cross -border e -commerce. After understanding the advantages and development of Amazon, I entered the industry without hesitation. Without stocking, it is to collect information about domestic e-commerce to sell, increase the price of 5-10 times, and use software to pave the goods to complete the small goals of tens of thousands of monthly entry in school. To put it simply, Amazon supports natural traffic for new sellers, and then collects information from domestic collection to Amazon, earning foreign exchange differences.
Nowadays, after the store is stable, a single store can have more than 20,000 profits per month, which is a small goal of your own. If you are interested, you can privately.
of course, making investment is the best choice. But now it is impossible to find a wealth management of about 10%of the annual profit and safe and reliable financial management. In recent years, there have been many things for wealth management to step on thunder. Some people around me have more than money in their hands, and they basically do not engage in financial management. Either deposit banks, pure fixed period. Either invest in real estate or stock trading.
. The interest of deposit banks is too low. The stock market is not widening. The stock market is slow cow. Real estate is strictly controlled by the country. Various policies have nowhere to go. The foreign exchange market has its unique advantages. It is more and more popular with investors.
The foreign exchange is the fastest and the simplest investment. It is being accepted and understood by more and more people. Some investors can earn more than 100,000 from 30,000 within January.
The foreign exchange market is not only the world's largest financial market, but also has become the world's highest profit investment wealth management product. In mature financial markets such as Europe and the United States, at least one -third of each family invests in foreign exchange, and almost everyone in Japan is conducting foreign exchange transactions.
The investment master Bruce Kovner as an example. It has been engaged in foreign exchange transactions for more than ten years and has a surprising record. In 1978, the investment of $ 1,000 was handed over to its operation, and now it can be appreciated to hundreds of millions of dollars.
Now, whether it is the superior attributes of foreign exchange investment or orientation of domestic policies, we are telling us that it is a great time to invest in foreign exchange.